by SAMANTHA EDWARDS | photo provided by RPM Mortgage

Creating Value

Chad Baker Helps Clients Achieve Financial Goals

As a residential mortgage specialist, Chad Baker takes his role seriously. Whether you are a first-time borrower or a seasoned investor, client satisfaction is a top priority for Chad and his team at RPM Mortgage. “I believe that every successful mortgage transaction is based on establishing a strong relationship with my client,” he explained. Chad is always available for communication via phone, email, text, or in-person, including evenings and weekends. He makes a wide variety of loan programs accessible at competitive rates, and gives clients a clear understanding of their options through the latest mortgage presentation software. He is also sure to keep clients in the loop throughout the transaction process by providing detailed weekly status reports so they know exactly what is going on and what is ahead. He has even created his own software that tracks the transaction and sends the client email notifications when each important activity and milestone is achieved.

Chad’s attentiveness has not gone unnoticed. He has been recognized as one of the Top 1% Mortgage Originators in America for four years by Mortgage Executive Magazine and has ranked in the Top 300 Mortgage Originators in America from 2014 to 2016 by Scotsman Guide. “I’m always very grateful and humbled when I get referrals from past clients and for the opportunity to help them with what’s most likely their biggest financial decision,” Chad shared. “I’m also proud of being frequently invited to speak in front of investor groups and help them with their business objectives.”


Being owners of multiple businesses with complicated tax returns, we were turned down by a few lenders. I contacted Chad based on web reviews, and after a short chat, we started the application process. He found a loan program that worked and it was smooth sailing from there. Juliann, the office manager, was extremely responsive and knowledgeable. Highly recommend Chad and his team if you want a professional and knowledgeable team. – Marcelo D.

Chad and his team work extremely hard to meet your needs. They have your best interest in mind to get you the very best possible mortgage deal. Exceed all expectations. – dcjesme

We were extremely happy with Chad Baker and his staff. Our emails were answered promptly, even during off hours, and we received answers to all of our questions and concerns throughout the process. He was able to get our loan processed and closed a week early, which we very much appreciated. – esands

Chad’s team – which consists of Karina Saldarriaga and Juliann Brown – all work together to provide what he likes to call a ‘Nordstrom level of service’ for all his clients. “It all comes down to execution and our unique ability to close both simple as well as complex purchase transactions consistently on time,” said Chad. The team also invests in the local community by supporting Helen’s Closet, a nonprofit organization dedicated to providing comfort equipment to ALS patients, as well as sponsoring the Annual Thank You Run.

As one of the largest privately owned mortgage companies in the country, and offering a variety of loan products for all types of borrowers, Chad Baker and his RPM Mortgage team make achieving your financial goals possible!

mp_rpmmortgage_EQHlogoLendUS, LLC dba RPM Mortgage NMLS #1938 – Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act. Equal Housing Opportunity


Name of Business: RPM Mortgage – Del Mar
Regional Manager: Chad Baker
NMLS 329451

Years in Position: 12
Year of Establishment: 2017
Address: 12750 High Bluff Dr. #100,
San Diego CA 92130

Phone: 858-353-8331
Description of Business: We are residential mortgage specialists offering a wide variety of home loan purchase and refinance programs and options in order to help our clients meet their financial goals and better their lives.